|
Head Office's Deposit Interest Rates (%
p.a)
|
Product Type |
Individuals |
Corporates |
|
VND |
USD |
EUR |
VND |
USD |
EUR |
|
Current account |
2.40
|
1.25
|
0.50 |
2.40 |
0.50
|
0.50 |
|
Savings account |
2.40
|
|
|
|
|
|
|
Overnight |
|
|
|
|
|
|
|
1
Week |
|
|
|
|
|
|
|
2
Weeks |
|
|
|
|
|
|
|
1
Month |
6.24 |
3.70 |
1.20 |
6.96
|
|
|
|
2
Months |
6.84 |
3.80 |
1.40 |
7.20 |
|
|
|
3
Months |
7.44 |
4.20 |
1.60 |
7.56 |
0.85
|
1.60 |
|
6
Months |
7.80 |
4.40 |
1.80 |
7.80 |
1.20
|
1.80 |
|
9
Months |
8.04 |
4.55 |
1.80 |
8.16 |
1.35
|
1.80 |
|
12
Months |
8.40 |
4.85 |
1.90 |
8.40 |
1.50 |
1.90 |
|
18
Months |
8.52 |
4.85 |
|
8.76 |
|
|
|
2
Years |
9.00 |
4.90
|
|
9.00 |
|
|
|
3
Years |
9.12 |
5.00
|
|
9.12 |
|
|
|
4
Years |
|
|
|
9.24 |
|
|
|
5
Years |
9.36 |
5.10 |
|
9.36 |
|
|
Head Office's Lending rates (%
p.a)
|
Product Type |
VND |
USD |
EUR |
JPY |
SGD |
GBP |
|
I. Short Term |
|
|
|
|
|
|
|
+
Service and trade |
10.44
|
5.80
|
4.25
|
2.50
|
4.00
|
5.50
|
|
+
Individual consumption |
10.20 |
|
|
|
|
|
|
+
Manufacturing for domestic market |
10.20
|
|
|
|
|
|
|
+
Export (L/C not yet opened) |
|
|
|
|
|
|
|
+
Export (L/C opened VCB) |
|
|
|
|
|
|
|
+
Export (L/C negotiable in VCB) |
|
|
|
|
|
|
|
+
VCB Credit card |
10.08
|
|
|
|
|
|
|
+
Mortgaged by Savings FD,NCD |
|
|
|
|
|
|
|
II.Medium Term |
|
|
|
|
|
|
|
+
For all economic sectors |
12.00 |
|
|
|
|
|
|
+
Mortgaged by Savings FD,NCD |
|
|
|
|
|
|
|
III.Long Term |
|
|
|
|
|
|
|
+
For all economic sectors |
12.60
|
|
|
|
|
|
|
+
Mortgaged by Savings FD,NCD |
|
|
|
|
|
|
|
IV. Discount rate |
10.08 |
5.55 |
4.25 |
2.50 |
4.00 |
5.50 |
|
+
Export L/C |
|
|
|
|
|
|
|
+
Fixed Deposit, NCD |
|
|
|
|
|
|
Note:
-
Base
year is 360 days.
-
Interest calculated on actual days.
-
The
interest rates are subject to change without prior notice.
-
For
other currencies, please contact to Treasury Department for further
information (Tel 8.260676/ 8.265500) |
